Individual and Group Health Insurance
Individual and Group Health insurance has changed rapidly in the last few years. Since the inception of the Affordable Healthcare Act in April 2010, not only is individual health insurance coverage required by the Federal Government, but businesses with 50 or more employees are required to offer coverage to employees as well.
Clients whom are looking for guidance in acquiring health insurance after their initial search for information realize it's not as cut and dried as it used to be. We here at IBU will aid you in navigating the options available through either the Marketplace, such as Metallic Plans, or off-market products such as the Blue Cross Blue Shield Essential Blue Freedom Plan as well as a variety of other carrier products.
Business owners and human resource personnel looking for information on group health coverage will be satisfied as we tailor their insurance offerings to benefit their employees. Whether your company leadership chooses a SHOP (Small Business Health Options Program) Marketplace plan or a Defined Contribution platform, or something else, our knowledge and experience in group health insurance will be of benefit to your organization.